Terms of use

Terms of use

These terms cover your use of your bnpl-platform-2026.10.14.1 account. Each pay-later plan you take out has its own agreement, which you sign before the purchase completes; that agreement sets out the costs and your rights for that plan.

Your account

• You must be 18 or older and give true, complete information.
• Keep your password, PIN and codes secret. You are responsible for activity on your account until you tell us it is not you.
• We may check your identity, run credit and fraud checks and ask for documents before offering a plan.

Plans and payments

• Payments are taken on the dates in your agreement using the method you chose. You can pay early at any time at no extra cost.
• If a payment fails we may try again within the limits in your agreement and charge a late fee if your agreement includes one.

Ending your account

You can close your account once every plan is paid off. We may suspend an account where the law requires or if it is misused, and we tell you why unless the law prevents it.